4 Financial Moves You Won’t Regret

Bill Harbin Jr By Bill Harbin Jr, 15th Aug 2014 | Follow this author | RSS Feed
Posted in Wikinut>Money>Money Saving Tips

Discover some ways to handle your finances that will help you in ways you never that about. The thoughts given here will help guide you with money decisions.

4 Financial Moves You Won’t Regret

Living a good life starts with the choices you make to help you survive financially in this world. This short guide will help you determine some smart financial moves. Control what you can control and make financial decisions based on common sense plus research. Diversify and relax. Accept your financial position yet strive to reach your goals.

#1-Be Prepared In Life

Research will give you a lot of information about money essentials. Experts may say you need six months income in savings, or lead you to invest in certain ways. Have some cash reserves for emergencies. Invest in your education. Keep your debts low. Consult with several investment experts and read information to help guide you. Knowledge is power that can prepare you to handle your finances. Just remember to practice what you know is good for your money and not make excuses for not saving.

Enjoy Home Ownership

The author and his wife enjoy home ownership and worked hard and saved to make their dream home possible.

#2-Establish Your Desires

Some basic financial moves for everyone are to have an emergency cash fund, a housing plan, and an investment plan. If you do not expect to move often, buy a house and start paying down the loan. Those with mobile careers need to save more for future housing. Everyone needs an investment plan. Pay yourself first. If you want to retire early make a plan for that. Those who have the desire to just enjoy life and not save have to accept they chose that path to follow.

#3-Protect Yourself

Buy a small whole life insurance policy to protect your family and establish some hidden cash value. Make sure you have at least basic insurance to protect your possessions and offer liability protection. Diversify your investments. Stocks, housing, and interest rates may go up and down. I saved a lot of money on homeowner insurance premiums by having a high deductable. When a pipe burst and flooded my house I had the savings to cover my losses. Be prepared to protect yourself. Don’t just complain about having bad luck in life.

Enjoy Life and Smell The Flowers!

The author has done financial basics but enjoys his family, walking the family pet, and smelling the flowers more than just trying to get rich.

#4-Enjoy Your Position In Life

Everybody has good and bad things happen in this world. Some people get rich and others get poor. Sometimes we make the right choices about finances and other times make bad decisions. Don’t put all your eggs in one basket. Make wise, honest decisions and enjoy what you have. Decide to be happy and have no regrets about your financial moves. Also be flexible to change investments as our world changes.

Video With Financial Tips

There are many sources to help you learn how to better handle your finances. Click HERE to watch a short video on how to spring clean your finances.

Photos by Bill Harbin Jr and from Pixabay.


Financial, Financial Management, Financial Plan, Financial Plans, Financial Success, Money, Money Management

Meet the author

author avatar Bill Harbin Jr
Bill Harbin Jr is a freelance writer that had a book published in addition to hundreds of articles. His practical, down to earth advice can be used to find not only value, but perhaps a better life.

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author avatar Nancy Czerwinski
15th Aug 2014 (#)

Bill, excellent article. I enjoyed reading it and love the pictures.

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author avatar Retired
15th Aug 2014 (#)

Good advice. Love the photos!

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author avatar cnwriter..carolina
16th Aug 2014 (#)

great advice indeed and as Susan says..love the pics...

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author avatar snerfu
16th Aug 2014 (#)

A good home is a blessing indeed.

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author avatar Margaret Michel
17th Aug 2014 (#)

Yes, great advice and wonderful pics!

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author avatar Etc.
19th Aug 2014 (#)

All good points. Especially if life behaves as you want it to.

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author avatar Retired
24th Aug 2014 (#)

So many people I know just spend Spend SPEND like there's no tomorrow. Financially speaking, they wind up with no tomorrow!

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author avatar YourFriend
26th Aug 2014 (#)

I would say planning is really important for managing your finances and never put all of your eggs in the same basket.

Always keep an eye on your expenses or else, you won't stand a chance.

Thanks for sharing your thoughts :)

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