Few tips to annoy your bank manager

vickylass By vickylass, 10th Jun 2014 | Follow this author | RSS Feed | Short URL http://nut.bz/gjw8axbq/
Posted in Wikinut>Money>Money Saving Tips

When we think we can´t do anything against the ever powerful banking system, there´re still few things that we can try for our advantage.

Few tips to annoy your bank manager

Ever thought that you could save some money getting your bank manager annoyed?
The thing is that on these days, it´s very difficult to not having to rely on banks.
Whether one likes or not, one must have a bank account to:
1. Get one´s pay slip lodged on every week or month, because employers don´t pay anymore in their offices and putting the money in an envelope. This seems to be part of an ancient past time.
2. If retired, everyone must have a bank account to get their pensions lodged in. There´s no way that pensioners can get their well earned pensions in a different form of payment. Then, bank managers pester pensioners with their bleeding offers and because they have data about us and our income, they can handle us as they please.
3. Even if one´s unemployed, one must have a bank account to get its unemployment benefits lodged in.
Millions of people wordlwide must have a bank account whether they like it or not.

At the beginning of the Euro change over, many people went to their bank branches to change their money. Outside of the Bank of Ireland, there was a long queue of people awating and as it was cold and wet, the bank manager went out to treat them with a plastic glass with champagne to toast and to make their wait less uncomfortable. A woman went on titters, exclaiming "Me God! it´s the first time I get something free from a bank!"
A relative wanted to buy a computer, but not being able to pay for it, she went to the bank where she´d been for ages, not having caused them any trouble or not having been in red once. She was applying for a loan to be able to buy her computer, but it seemed there were few problems for this. This person cried out to the employee: "I´ve been a customer for many years. I´ve lodged my money. I´ve never been in red nor have I caused you a problem and now you´re denying me a mere loan of seven hundred Euro (1) to be able to buy a computer. What the hell are all of you for?"
When the bank manager srrived, this person told him that she was closing her account to keep her money under a floor tile or inside a matress.
Nothing annoys and frets more a bank manager with threatening them with closing one´s account to go somewhere else, because they need many accounts to speculate and to deal with big businesses that have nothing to do with us and our needs. They won´t use your money to help another needy person like you, but to speculate and even to get into apparently legal corruption.
If you are to have an account after all, give them as much work as you can not using their ATM machines and, if possible, not using their credit cards often. They´ll tell you to use them, but while they´re opened, they´re obliged to attend you. So...It also applies for their on-line office, which isn´t free of charge either.
Ask them bank statements or letters, because every time they have to do them, they have to spend on paper, but they can´t charge you for this.
Leave your account to the minimum balance every month. They hate this, but if your bank charges you a lot to keep your bank account, search for another bank that charges less for account maintenance. Chances could be that another was doing it cheaper. Then, go to your bank to tell them that you´re closing your account to go somewhere else where they charge less for accounts and services, but without telling them where you´re heading to. Telling them that you´re closing your account really makes them shudder, because they can´t afford to lose accounts.
Try these tips to see if they work for you and if they do, pass them to friends, relatives or neighbours. None of us will get rich, but we may prevent them to get far too rich with our money for nothing.
It´s us or the bleeding banking system that have plunged us in this situation we´re in.
(1) at that time, the Euro hadn´t arrived yet, but the equivalent of seven hundred Euro was what she needed for a computer.

(C) Copyright. Vicky Pino. June 10th 2014.
http://www.triond.com/users/vickylass/
also on Facebook and on Twitter.

Tags

Accounts, Banks, Customers, Euro, Needs, Titters

Meet the author

author avatar vickylass
Feature article writer whose motto is that inspiration does exist, but it has to meet us at work.

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Comments

author avatar Fern Mc Costigan
10th Jun 2014 (#)

Nice post Vicky

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author avatar Bridget Collins
10th Jun 2014 (#)

Very useful tips !

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author avatar WOGIAM
11th Jun 2014 (#)

Thank you for the tips, I am visiting my bank later today with the intention of actually closing my account, banks are so so annoying.

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author avatar WOGIAM
11th Jun 2014 (#)

Thank you for the tips, I am visiting my bank later today with the intention of actually closing my account, banks are so so annoying.

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author avatar vickylass
11th Jun 2014 (#)

Well done! Give them a good fright. If we knew what the banking and financial system worldwide is about!

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