Good Credit Great Results

writershirley lopez By writershirley lopez, 28th Aug 2016 | Follow this author | RSS Feed | Short URL
Posted in Wikinut>Money>Credit Cards

The Original idea behind credit was to help the merchant get more goods in the dry goods store to help the consumer. Some of the consumers had to wait until their crop came in or cattle taken to market in order to pay for things they needed to operate their farms and homes. Since that time credit has bloomed to a system for everyone to use for just about anything they would like to have or need. It is easy to get a credit card and charge items. How you use that credit is important!

Need to fix credit for consumer protection

The first thing a consumer should do is get a credit report from the reporting agencies so that you can verify everything that is on the report. In some cases, there may things reported that are not true and you are able to get in contact with the debtor to change the report. Someone else may have used your credit card or a mistake made in reporting. Next if you do owe a creditor make arrangements for payments this will enable your creditor not to give you a lower score. Most creditors will work with you helping you to improve your credit score. Good credit is vital to everyone so that they can trade in commerce today.

The Credit Report Allows Necessary Purchases

The Credit Report is the marker used in today's consumer's market for the purchase of many vital things. The debtor no longer waits for the crops to come in but instead looks at credit scores and makes evaluations on your purchase requests.

The credit report is financial information gathered about you and a scoring to let others know if you are able to afford a purchase. The amount of income is considered along with what you already owe to debtors. The following debts are included on your report:
• Amount of house payment or rent you pay
• Vehicle payments
• Credit Card Debts
• Personal Loans
• Outstanding debts that you are in the rears on
• Medical Bills
• Law suits etc.
Your credit report is then scored which gives those who are considering loaning you money or making a purchase can use to determine if they think you are able to pay for your purchase. Today some employers use a credit report score to determine if they want to hire you for a position in their company.

Credit Most Valuable Possession in Society Today

Credit is a very valuable tool that society uses today in order to own a home, vehicle, clothes, jewelry, travel, motel, and a vast amount of other needed things as well as luxuries. It is necessary to operate business or travel. Credit is vital to everyone around world it seems we operate more on credit than actual cash.


Credit Card Debt, Credit Cards, Credit Report, Credit Score

Meet the author

author avatar writershirley lopez
Enjoy writing blogs and website landing pages for over 50 years. A retired grandmother who enjoys writing in a variety of topics, funny stories, serious news, medical, legal. family, and religious.

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26th Dec 2017 (#)


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