How I Saved Up to Get My First Holiday Gift

Min Liu By Min Liu, 19th Dec 2013 | Follow this author | RSS Feed
Posted in Wikinut>Money>Saving

Struggling to keep a balance in your money account? My experience of saving bucks for my first electronic belongings may offer some inspiration for you to feed your wallet!

How to Save up Money to Buy Holiday Gifts

As Christmas is looming, the aired festal music brought me down to the memory lane where first time I bought myself a laptop. I wasn’t born in a Christian community, so this special season of joy didn’t make much sense to me until my mother nation pushed forward the economic opening-up to the point where Commercialism arrived. Yes, it happened to be in this western holiday period when people started to bustle around buying and selling, and I planned to fruit myself with a first portable computer, so I called it the Christmas gift to myself!

I grew up in a frugal family, and still embrace frugality in my life now. Both my husband and I share the philosophy that it’s always necessary to have savings in bank account in case for any emergency. We are happy with our financial status now, but still try to smart-spend money. Without intention to digress here—I try not to--- I’m certain about my household money managing skills. If happened to be a breadwinner, you may want to keep reading and find out how I saved up to get my first electronic belongings.

I started from collecting coupons for daily expenses. Being one who just moved to another city, had to load myself with heavy rental paycheck, and was with an average salary job, I found using coupons for food and more extremely helpful in saving bucks. Those discounts seem not much, but over time, assist your saving figure to climb.

Online shopping was something I often did too. The price under e-commerce system varies, most of which were cheaper—still are cheaper—than that of entity store. Hadn’t replaced multiple visits to department store by online buying, I wouldn’t have had enough to get by, not to mention about saving money for a laptop.

Last but not least, I set up a budget plan. Your goal needs to be specific. Write down the number you wish to see in your saving account by the end of the month, and break them down to each week, which gives you a number, and try to keep that number in mind every time buying things. Of course, the number must be realistic. You can’t expect to have 1 million dollars left by the end of the day while making four-figure income monthly. The point is to tailor your spend and earning.

Tags

Christmas, Gift, Holiday

Meet the author

author avatar Min Liu
Native Chinese, a translator, teacher/freelancer, Liu Min has a passion in writing and life in general. She is providing you Mandarin Chinese tutoring service.

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author avatar Retired
29th Dec 2013 (#)

Good share. Keep posting.

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