Small Lifestyle Changes That Save You Money

Veola Zeller By Veola Zeller, 18th Nov 2013 | Follow this author | RSS Feed | Short URL http://nut.bz/1c032a5-/
Posted in Wikinut>Money>Saving

You don’t need to take drastic measures to save money. We’ve listed some small lifestyle changes that will improve your financial health. Take a look, below.

Introduction

Are you constantly looking for ways to save money? Living paycheck to paycheck is frustrating, and it may make you think that only rich people have use for a savings account. However, if you take small steps to reduce your spending, your bank balance will grow.

Have no idea where to start? Poor spending habits are hard to overcome, but if you’re motivated enough, it won’t seem too difficult. You shouldn’t make drastic changes right away. Instead, focus on reducing your spending one day at a time, by applying our tips listed below.

Reevaluate your cell phone plan

Cell phone plans are expensive. Are you taking full advantage of your cell phone plan? Be honest about your cell phone needs. If you’re only using your phone for emergencies or short chats, switching to a prepaid cell phone plan might work out better for you.

Cut one big expense

Instead of trying to reduce all spending by a fixed percentage, only cut one big expense. For example, give up your cable TV subscription. You pay for tons of channels you don’t watch anyway and you can still watch your favorite shows online. If you can’t imagine living without cable, try cutting something else: magazine subscriptions, hair appointments, nail salon visits.

Eat out less

By packing your lunch to work and cooking at home more, you can save a small fortune. Not to mention it’s healthier for you. Plan your meals for the entire week, make a shopping list and hit the grocery store. Stick to your list and to your menu plan and enjoy the benefits.

Go green on transportation

Ride your bike or carpool to work. Use public transportation as often as possible. You will save hundreds of dollars on gas.

Clean out your closet

Pick all the clothes you haven’t worn in a few months and sell them online or take them to a consignment shop.

Save on electricity

When it comes to saving on electricity, even the smallest change will have a positive effect on your electric bill. Turn off all the lights before leaving the house. Don’t sleep with your PC or TV on. Switch off or unplug devices when not in use. Air-dry your clothes.

Do it yourself

The DIY culture has more and more fans. Making things yourself can save you money .You can learn how to make your own jewelry, furniture, beauty products, home decoration items and so on. Check out Pinterest for a few ideas.

Work out home

Cancel your gym membership. The lowest prices for a gym membership are usually around 30-40 dollars per month, meaning you could save around $400 every year. Go jogging outside, do yoga in your living room, lift weights on the patio. If you also go to the gym for social purposes, ask a few friends over and work out together.

Hide your credit cards

Put all credit cards in a safe place in your home instead of carrying them in your wallet. If you think you might need them for emergencies, keep some cash hidden in your wallet, just in case.

Constantly analyze your spending to figure out what small changes you can make in your lifestyle to save more. By taking our useful advice, you will be on the right track to financial health.

Tags

Save Electricity, Save Lives, Save Money, Save Money On Food, Save Money On Gas, Save On Phone Bill, Save On Phonecalls

Meet the author

author avatar Veola Zeller
Veola Zeller is a blogger based in New Mexico. Her many interests include sustainable living, gardening and romance books. Avid Need for Speed player.

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Comments

author avatar Jhon Marshall
18th Nov 2013 (#)

Hiding my credit cards will be great..I will apply it to my life immediately. Thanks

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author avatar writestuff
21st Jan 2014 (#)

Thanks for this informative post. Cellphone and consignment shop tips are doable lifestyle choices for me.

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