Smart way of online shopping..!!!

Darshan4u By Darshan4u, 6th Aug 2014 | Follow this author | RSS Feed | Short URL http://nut.bz/t46r-jbv/
Posted in Wikinut>Money>Shopping

This page is very useful for online shoppers.. It learns you to determine quality, price, discount, delivery etc..

Be Smart Online shopper..!!!

Now these are days when people have not time go in store to purchase various items like grocery, foods, clothes, gifts, mobiles etc, and they are doing online purchase to save their time and valuable money also. So, below are tips for you guys to take care while you shop online.

Below are few points as per my view which you can take care:

Choose quality over quantity.

Always opt to buy higher quality items over cheaply made clothing. Even though high-quality items are more expensive, they will end up lasting much longer. Saving up your money for a Rs. 70 cardigan is often a much smarter financial choice than blowing the same amount of money on three inexpensive tops that will fall apart after a few wears.

Additionally, learn how to calculate the cost-per-wear of clothing before you buy. You can do this by dividing the price of the item by the number of times you expect to wear it. For example, if you buy a trendy top for Rs. 20 that you’ll probably only wear twice, it will cost you Rs. 10 each time you wear that top. However, if you purchase a Rs. 100 pair of jeans that you’re likely to wear 50 times, the cost-per-wear is only Rs. 2.

Clicking URLs on social-networking sites. :

Using facebook or Twitter can be a smart way to stay on top of deals, but you have to make sure the deals are legit. The URLs on Twitter (and sometimes Facebook) are often shortened, so you don’t know whether you’re going to land on a legitimate retailer’s site by clicking the link.

Heimerl says to use a deal notification you see on Twitter as a tip, then find sales on your own.

Falling for too-good-to-be-true deals:
It’s hard to pass up a deal, especially when money is tight and you really need to make a purchase (such as a car to replace your clunker that just died). But if a Web site or individual is offering a deal better than anyone else, won’t accept credit cards and demands a direct transfer of funds, it’s probably a scam. A common one: Someone claims he’s selling a vehicle at a low price because he needs the money fast (he lost a job or is a soldier going overseas, for example).

Wiring money to pay for an item. :

If you purchase an item from an online auction site, such as eBay, and the seller asks you to wire your payment, don’t do it. Heimerl says wiring money is inviting yourself to a fraud situation -- you have no way to get your money back if the item you purchase never arrives. Pay with a credit card so you can dispute the charges if you don’t get what you paid for...!!!

Assuming you have the same protections with debit as credit:

If a hacker steals your debit-card information and raids your bank account, you must report any misuse within two days to get the same $50 limited liability as you would with a credit card. Miss that deadline but report your loss within 60 days and you could be liable for up to $500. After 60 days, your liability is unlimited. If you don't like using credit cards, consider using EBillme to make secure cash payments when shopping online.

Clicking URLs on social-networking sites

Using Facebook or Twitter can be a smart way to stay on top of deals, but you have to make sure the deals are legit. The URLs on Twitter (and sometimes Facebook) are often shortened, so you don’t know whether you’re going to land on a legitimate retailer’s site by clicking the link.

Heimerl says to use a deal notification you see on Twitter as a tip, then find sales on your own...!!!

Falling for too good to be true deals

It is very hard to pass up a deal, especially when money situation is very tight and you really need to make a purchase (such as a car to replace your clunker that just died..!!!) but if a Web site or individual is offering a deal better than anyone else, won’t accept credit cards and demands a direct transfer of funds, it’s probably a scam.

A common one: Someone claims he’s selling a vehicle at a low price because he needs the money fast (he lost a job or is a soldier going overseas, for example).

Wiring money to pay for an item


If you purchase an item from an online auction site, such as eBay and the seller asks you to wire your payment, don’t do it.

Heimerl says wiring money is inviting yourself to a fraud situation -- you have no way to get your money back if the item you purchase never arrives. Pay with a credit card so you can dispute the charges if you don’t get what you paid for...!!!

Assuming you have the same protections with debit as credit

If a hacker steals your debit-card information and raids your bank account, you must report any misuse within two days to get the same $50 limited liability as you would with a credit card. Miss that deadline but report your loss within 60 days and you could be liable for up to $500. After 60 days, your liability is unlimited. If you don't like using credit cards, consider using EBillme to make secure cash payments when shopping online.


Note: "All photos used here are updated by me."

Tags

Coupon, Discount, Money, Online, Purchase, Saving, Shopping

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author avatar Darshan4u
Smart software Engineer

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