The Secrets To Improving Your Home Budget

Ivan Dimitrijevic By Ivan Dimitrijevic, 27th Apr 2014 | Follow this author | RSS Feed
Posted in Wikinut>Money>Money Saving Tips

I will give you some advice that helped me deal with the money shortage issue that in the end even made my life easier and introduced some new pleasures.

Saving hard earned money

The recent economic situation around the World can easily be described as troubling; therefore, many households have found themselves in a bit of a pickle so to say, when the end of the month comes and the budget is tighter than it used to be. I know it is extremely difficult to abstain from usual pleasures, but if you wish to push through the month without major cutbacks, you will have to sacrifice at least couple of usual treats.

Some advice may seem highly difficult to follow but hear me out, it’ll make sense:

Tip #1

How many hours a day you spend in front of a TV? Try using that time for something more productive like reading a book or enjoying a hobby you like. I understand television is an important connection with the world; however, the internet is nowadays available. Therefore, you have the means to stay in touch with current affairs and the plus side is, you can choose what you want to hear. If you feel specially attached to cable TV, take switching to a smaller package into consideration, taking only the channels you enjoy most.

Tip #2

When it comes to bills, unfortunately they cannot be avoided, and eventually you’ll have to face them. However, I say better sooner than later. It happens sometimes that we forget to pay our bills on time due to some family obligations, but providers of the services you need to pay for don’t see it like that. For them, you are just an irregular payer that needs to be sanctioned. Make a reminder for yourself and try finding time to pay your bills on time or start using e-banking with which you can finish this unpleasant business through your computer without losing much time or additional fees.

Tip #3

If you have a garden and enjoy spending time in it, you don’t need a landscape service to make it pleasant. There are various ways you can make your garden look special by yourself. Try finding joy in mowing your own lawn, or trimming the hedge while your children collect leaves. That way, you can combine family time and also make your home a more pleasant dwelling place. Also, you can use internet for advice on how to treat certain plants and do it yourself.

Tip #4

It is great when you get up in the morning and just go outside, finding a newspaper on your doorstep or a mailman bringing you the magazine you subscribed to. But how many of those do you really end up reading. It is of the utmost importance that you revise on your subscriptions and memberships; because some of them might happen to be years old and you may no longer be interested in them, therefore your money is going to be wasted for no particular reason. Choose wisely, and choose only the ones that you really enjoy and need.

Tip #5

It is not wise to play doctors when it comes to serious illnesses or injuries, however, some health issues can be dealt with at home with ingredients found in your cupboards. There are some familiar remedies for certain health issues that people have been applying successfully for a long time. You can find a list of solutions for some of the usual problems that can easily be solved with a little input and, as mentioned before, the ingredients found at your home.

Tip #6

Not that often, it happens that something gets broken around the house. If you call a repairman, it can happen that you get the information about the problem being much more serious than it actually is. It is not always the case, but I believe that it happened to all of us at least once - we overpaid the repairman. A much cheaper and more satisfying solution is taking some time and getting to know what the problem is and try solving it yourself.

Tip #7

How many times has it happened to you that after you come back from shopping, you end up with more stuff than you actually need? Take some time after shopping to make a list of all the things you need and that way, you will never spend more money that you really have to. Also pay attention to products on sale or buy in bulk, because it is cheaper.

Tip #8

You don’t need just to focus on saving money, you can also try making some by clearing your basement or attic and selling all the things you no longer need on a yard sale or on eBay. That way, you will clear your house of “junk” and plus earn some money that will surely come as a blessing.

Tip #9

When buying an expensive appliance, you like to be careful and you usually buy an extended warranty because the one provided by the manufacturer is too short. Many people do that without considering that electricity has become more stable than it used to be, therefore the possibility of an appliance breaking is minimal. Be more careful when working around your appliance and the additional money spent on extended warranty can find a better use.

Tip #10

Try saving your money spent on gas. You can use public transportation when you’re not in a hurry or practice walking to your destination, provided it is not very far. That way, you will save large amounts of money, you will be eco-friendly and a nice walk is always a good workout.

Conclusion

There you go. These are the advice I have for you and I guarantee that if you follow at least half of them, you will notice the noose loosening around your neck and when the end of the month comes, you will be able to breathe easier.

Tags

Cut Expenses, Money Management, Money Saving Tips

Meet the author

author avatar Ivan Dimitrijevic
Ivan Dimitrijevic is a seasoned blogger and SEO consultant with years of experience. His set of skills includes Social Media Marketing, SEO and blogging on a wide variety of topics.

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Comments

author avatar Randhir Bechoo
27th Apr 2014 (#)

Good saving tips.Thanks for the share.

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